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	<title>Inspirational blog &#187; income</title>
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	<description>Inspirations for living a life these days</description>
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		<title>2 Surefire Ways To Maximize Your Adsense Earnings</title>
		<link>http://www.inspirationstationva.com/2008/09/2-surefire-ways-to-maximize-your-adsense-earnings/</link>
		<comments>http://www.inspirationstationva.com/2008/09/2-surefire-ways-to-maximize-your-adsense-earnings/#comments</comments>
		<pubDate>Fri, 12 Sep 2008 18:13:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Online Business]]></category>
		<category><![CDATA[Adsense]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[attention]]></category>
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		<category><![CDATA[download]]></category>
		<category><![CDATA[earning]]></category>
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		<category><![CDATA[Everything]]></category>
		<category><![CDATA[fact]]></category>
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		<category><![CDATA[high paying keyword]]></category>
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		<guid isPermaLink="false">http://inspirationstationva.com/?p=42</guid>
		<description><![CDATA[Most webmasters know that Adsense generates a sizeable source of additional advertising income. That is why most of them use it to go after high paying keywords. They have with them the lists that tells what the keywords are and have already used various methods of identifying them. And yet, after putting up these supposed-to-be [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://inspirationstationva.com/wp-content/uploads/adsense.gif" alt="" align="right" title="adsense" width="330" height="271" class="alignright size-full wp-image-43" />Most webmasters know that Adsense generates a sizeable source of additional advertising income. That is why most of them use it to go after high paying keywords. They have with them the lists that tells what the keywords are and have already used various methods of identifying them. And yet, after putting up these supposed-to-be high paying keywords into their pages, the money they expected to come rolling in is not really coming in. </p>
<p>What is it that they are doing wrong?</p>
<p>Having the pages is with the proper keywords is one thing. But driving visitors to those pages is another matter and often the factor that is lacking. </p>
<p>The thing is, to get visitors to your high paying keyword pages, you need to optimize your site navigation.</p>
<p>Stop for a moment and think about how visitors are using your website. After a visitor has landed on a certain page, they have the tendency to click on another page that sounds interesting. They get there because of the other links that appears on a page that they initially landed on. This is site navigation. It is all about enabling visitors to move about your site. And one way of maximizing your Adsense earnings.</p>
<p>A typical website have menu links on each page. The wording on these links is what grabs a visitor’s attention and gets them to click on one of the links that will take them to another page of that website. Links that have “free’ or “download” are oftentimes good attention-grabbers. </p>
<p>This navigation logic can also be applied to driving traffic to your high paying pages. There are some websites that are getting a lot of traffic from search engines, but have low earnings. The trick is to try and use come cleverly labeled links to get the visitors off that pages and navigate them to the higher earning ones. This is one great way of turning real cheap clicks to real dollars.</p>
<p>Before you begin testing if this same style will work for you and you website, you need to have two things. Something to track and compare and some high earning pages you want to funnel your site traffic to. An option is to select a few of your frequently visited pages. This is ensuring fast result to come by.</p>
<p>Now, the next thing to do is think of ways to get visitors viewing a particular page to try and click on the link that will take them to your high earning pages. Come up with a catchy description for that link. Come up with a catchy and unique description for the link. Think of something that people do not get to see everyday. That will trigger their curiosity enough to try and see what that was all about. </p>
<p>You can also use graphics to grab your readers’ attention. There is no limitation to what you can do to make your link noticeable. If you are after the success of your site, you will do everything it takes just to achieve that goal. Just be creative. As far as many Adsense advertisers are concerned, there are no written and unwritten laws to follow regarding what they write. Just as long as you do not overstep the guidelines of the search engines, then go for it.</p>
<p>Also remember that it is all about location, location and location. Once the perfect attention grabbing description has been achieved, you have to identify the perfect spot on your page to position that descriptive link to your high paying page.</p>
<p>There is nothing wrong with visiting other websites to see how they are going about maximizing their site navigation. “Hot pages” or “Most read” lists are very common and overly used already. Get to know the ones that many websites are using and do not try to imitate them. </p>
<p>Another way of doing it is to try and use different texts on different pages. That way you will see the ones that work and what does not. Try to mix things around also. Put links on top and sometimes on the bottom too. This is how you go about testing which ones get more clicks and which ones are being ignored.</p>
<p>Let the testing begin. Testing and tracking until you find the site navigation style that works best for your site.</p>
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		<item>
		<title>Government Make Billions From The Mortgage Crisis</title>
		<link>http://www.inspirationstationva.com/2008/08/government-make-billions-from-the-mortgage-crisis/</link>
		<comments>http://www.inspirationstationva.com/2008/08/government-make-billions-from-the-mortgage-crisis/#comments</comments>
		<pubDate>Sat, 16 Aug 2008 08:15:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[anyone]]></category>
		<category><![CDATA[bank]]></category>
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		<category><![CDATA[bill]]></category>
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		<category><![CDATA[business loans]]></category>
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		<category><![CDATA[small business owner]]></category>
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		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[society]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax rates]]></category>
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		<category><![CDATA[tradition]]></category>
		<category><![CDATA[traditional mortgage]]></category>
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		<guid isPermaLink="false">http://inspirationstationva.com/?p=107</guid>
		<description><![CDATA[The mortgage crisis has had a negative impact on everyone, not just homeowners. Elected officials are working hard to pass legislation that is designed to prevent future banking debacles. Unfortunately, history has proven that when legislators over-regulate banks that it tightens the reins on lending. This is done by raising the bar on what it [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://inspirationstationva.com/wp-content/uploads/mortgage.jpg" alt="" title="mortgage" width="300" height="255" align="right" class="alignright size-full wp-image-108" />The mortgage crisis has had a negative impact on everyone, not just homeowners. Elected officials are working hard to pass legislation that is designed to prevent future banking debacles. Unfortunately, history has proven that when legislators over-regulate banks that it tightens the reins on lending. This is done by raising the bar on what it takes to qualify for a mortgage or installment loan. Predictably, it’s the middle class that will feel the pinch more than anyone. Specifically, it’s the middle-class, self employed small business owner that be injured the worst. </p>
<p>Most people are aware that you can reduce your taxes by deducting expenses and qualified charitable contributions. What most people don’t realize is that small business owners live and die by those deductions. Tax rates have risen on the self employed more than any other segment in our society. To counter these tax hikes, legislators created more “loop-holes” write off’s and deductions for small business owners to use. </p>
<p>For this reason, small business owners rely on creative CPA’s to maximize their deductions in order to show less income and pay less taxes.There are nearly 23 million small businesses in America and over 35 million sole-proprietors and almost every one of them employ savvy CPA’s to keep them in the black. The draw-back is that by doing this most self employed borrowers are unable to prove enough income on paper when applying for a loan or a mortgage. </p>
<p>Traditional mortgage lending practices of yester-year required that borrower’s prove sufficient income when taking out a loan. Over the years, taxes have risen for small business owners at staggering rates, far above what they have for W2 employees. At the same time the self employed borrower&#8217;s “provable” income has dwindled proportionately. Under traditional banking rules most of the self-employed people wouldn’t be able to qualify for business loans or mortgages. This would ultimately force small business owners out of business and cripple our would economy. </p>
<p>This new business paradigm literally forced the banking industry to create lending products that catered to small business owners who could not prove all of their income. These products were called “stated” income loans and did not require borrowers who had good credit to prove their income. These products originally required good credit and sufficient assets in order to qualify for them. Responsible guidelines and common sense underwriting kept default rates on these products in line with conventional mortgages. Unfortunately, as competition for this segment of borrowers stiffened between lenders the stringency to qualify for these mortgages softened, thus the mortgage crisis. </p>
<p>It is exactly this type of loan that our law-makers are trying to do away with through legislation. The new mortgage bill being bounced around has specific remedies for irresponsible lending. Meaning, if a bank loans you money and it can be proven in court (attorneys like this law by the way) that the bank was irresponsible in doing so they could be penalized. The definition of “irresponsible” is did the borrower have the capacity to repay the loan, meaning did they prove enough income. This bill will kill stated income loans, period. </p>
<p>So where does this leave the responsible self employed borrowers who needed these loans to live and operate their businesses? This leaves them with higher taxes. Should this bill pass self employed borrowers will be forced to claim more income each year on their tax returns in order to qualify for car loans, mortgages and even business loans. This will negate any of the loop-holes and deductions they were promised in lieu of higher taxes. </p>
<p>This means the government will rake in billions in extra revenue as a result of this bill. For example, let’s assume that a small business owner claimed $40,000 in income last year after deductions and business expenses. If she was in a 40% tax bracket she would pay roughly $16,000 in taxes. Under the new banking guidelines that same business owner may have to claim $80,000 In order to qualify for mortgages, car loans and business loans. Assuming she’s in the same tax bracket, she would now have to pay $32,000 in taxes. </p>
<p>Multiply $32,000 by 23 million business owners and that’s one huge pay-day for Uncle Sam. You can bet that the Senators pushing this bill through congress are well aware of this left handed tax raise. You will never hear them mention it either, I wonder why?. You will hear about the naughty lenders that put good wholesome red blooded Americans in the street through predatory lending practices. You will never hear about the 20 million business owners who paid their mortgages on time and actually need these loans to stay in business.</p>
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		</item>
		<item>
		<title>Honesty Really is the Best Policy</title>
		<link>http://www.inspirationstationva.com/2008/07/honesty-really-is-the-best-policy/</link>
		<comments>http://www.inspirationstationva.com/2008/07/honesty-really-is-the-best-policy/#comments</comments>
		<pubDate>Sat, 12 Jul 2008 21:38:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life]]></category>
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		<category><![CDATA[best friend]]></category>
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		<guid isPermaLink="false">http://inspirationstationva.com/?p=64</guid>
		<description><![CDATA[When you join an online dating service, you are looking for a girl that you can like…even come to love. That girl is looking for a guy that SHE can like or even love. What you aren’t looking for is a girl who would like your best friend or your idea of what the perfect [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://inspirationstationva.com/wp-content/uploads/lady-dating-online.jpg" align="right" alt="" title="lady-dating-online" width="225" height="337" class="alignright size-full wp-image-65" />When you join an online dating service, you are looking for a girl that you can like…even come to love.  That girl is looking for a guy that SHE can like or even love.  What you aren’t looking for is a girl who would like your best friend or your idea of what the perfect guy looks like or talks like or thinks like.  So, in order to find the right girl for you…and she IS out there…you need to be completely honest with yourself about yourself when writing the online profile, during the dating process and beyond. </p>
<p>The best way to begin writing your profile is to carefully analyze your past relationship (s).  What was right?  What was wrong?  What things really made you like the last girl?  Which didn’t?  Don’t assume that just because you hated that your last girl was so totally self-involved that she couldn’t see anything else, you’ll be able to overlook that quality this time. You won’t.  </p>
<p>  If you aren’t 6’1” with a six-pack to be proud of, don’t claim to be.  If you are a bar tender, don’t claim to be a lawyer with a six figure income. If you are 40 going on 50, don’t pretend to be 30 something.</p>
<p>Remember, the idea here is to find a girl who will like you exactly like you are. If you have lied in your profile, the first face-to-face meeting will remove all her doubt that you are a liar…and probably a cheat, as well.   </p>
<p>Lastly, once you have found a girl that you believe can be the one for you, for goodness sakes, cancel your membership to the online dating service.  After all, you know and she knows that online dating services are intended for those who are looking…not those who have found or been found. </p>
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		<title>Kids and Money</title>
		<link>http://www.inspirationstationva.com/2008/07/kids-and-money/</link>
		<comments>http://www.inspirationstationva.com/2008/07/kids-and-money/#comments</comments>
		<pubDate>Mon, 07 Jul 2008 07:53:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home and Family]]></category>
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		<guid isPermaLink="false">http://inspirationstationva.com/?p=98</guid>
		<description><![CDATA[We learn so many things as we grow up. We learn how to walk, talk, and get away with not doing our homework. We learn how to play complicated games, many of them involving pretend money. So, why is it so hard for us to learn how to manage money? Why do so many people [...]]]></description>
			<content:encoded><![CDATA[<p>We learn so many things as we grow up. We learn how to walk, talk, and get away with not doing our homework. We learn how to play complicated games, many of them involving pretend money.<br />
<img src="http://inspirationstationva.com/wp-content/uploads/saving-money-205x300.jpg" align="right" alt="" title="saving-money" width="205" height="300" class="alignright size-medium wp-image-99" /><br />
So, why is it so hard for us to learn how to manage money? </p>
<p>Why do so many people struggle to make ends meet, even on reasonably high incomes? </p>
<p>Why do so few people manage to provide sufficiently for themselves in retirement? </p>
<p>It’s not rocket science. We know what it takes. And there are some people doing it. So why isn’t basic money management as widely understood as basic geometry? </p>
<p>Imagine what life would be like if making money came as easily and naturally as riding a bike or tying your shoelaces. Imagine graduating high school with a permanent, secure, passive income already in place. You wake each the morning to find more money has appeared in your account overnight! If you want to travel, you do. If you want to paint, write, or do any other creative activity, you do. You choose your occupation based on what you love to do, not the burden of having to pay the bills. You have all the time you need to socialise with your family and friends, to stay in shape, and to practice your spirituality. </p>
<p>This world is not a pipe-dream. It’s not unrealistic. The world is alive with opportunity, more so now than ever before, and the opportunity is expanding exponentially. </p>
<p>With the right knowledge and attitudes, today’s kids can capture their share of that opportunity, and set themselves up for life. </p>
<p>So, why isn’t everyone doing it? </p>
<p>Because not everyone’s parents have the right knowledge and attitudes to pass along to their kids. Some of those who have the knowledge and attitudes are still setting themselves up in life, working long hours, and find it difficult to break the knowledge down into terms their kids can understand. </p>
<p>What can we do about it? </p>
<p>As parents, we need to be conscious that financial education ranks up there with education about nutrition, health, and communication. We must educate ourselves, so that we can educate our children.</p>
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		<title>What Does RICH Mean To You?</title>
		<link>http://www.inspirationstationva.com/2008/07/what-does-rich-mean-to-you/</link>
		<comments>http://www.inspirationstationva.com/2008/07/what-does-rich-mean-to-you/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 07:40:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<category><![CDATA[self confidence]]></category>
		<category><![CDATA[strong family]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[way]]></category>
		<category><![CDATA[Wealth and Finance]]></category>
		<category><![CDATA[Web]]></category>
		<category><![CDATA[website]]></category>
		<category><![CDATA[wife]]></category>
		<category><![CDATA[work]]></category>
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		<description><![CDATA[I had some answers! That’s what I believed anyway! 1 &#8211; &#8221; A consistent income created from hard work 2 &#8211; &#8221; A healthy family 3 &#8211; &#8221; A loving wife and loving children 4 &#8211; &#8220;A nice car 5 &#8211; &#8221; A great holidays There are other things, but they are either directly or [...]]]></description>
			<content:encoded><![CDATA[<p>I had some answers! </p>
<p>That’s what I believed anyway! </p>
<p>1 &#8211; &#8221; A consistent income created from hard work </p>
<p>2 &#8211; &#8221; A healthy family </p>
<p>3 &#8211; &#8221; A loving wife and loving children </p>
<p>4 &#8211; &#8220;A nice car </p>
<p>5 &#8211; &#8221; A great holidays </p>
<p><img align="right" src="http://inspirationstationva.com/wp-content/uploads/rich.jpg" alt="" title="rich" width="225" height="225" class="alignright size-full wp-image-92" /><br />
There are other things, but they are either directly or indirectly related to the above list. </p>
<p>Even now when I look at that list it seems to have “hit the nail on the head”. </p>
<p>Then within three years it all slowly began to fall apart, business wise, thankfully not family wise our “Polynesian Inheritance” is so strong, family always come first! </p>
<p>Where was I going wrong? </p>
<p>What was I doing wrong? </p>
<p>Whose fault was it? </p>
<p>Why now when we seemed so successful? </p>
<p>A myriad of questions passed through my mind, I began to blame myself, I was making wrong decisions. </p>
<p>I had begun a downward slide a personal one that took away my mental fortitude, my belief, my self-confidence, I lost motivation, the thing that really hurts me when I think back is that, “I didn’t really care anymore” I began to think that the world owed me, I was a good person so for that I should be rewarded. What a “Pity party”, darn pitiful is all I can say now! </p>
<p>After all these years I am finally getting back on track! </p>
<p>I realise that age and the new generation means I can never be what I was back then, why? </p>
<p>Well that’s the past and I now live for today! </p>
<p>Not tomorrow! </p>
<p>I have found a “Certain Way” that has been available to each and every one of us for more than ninety years. </p>
<p>Probably what W Clement Stone and Napoleon Hill and thousands of others used to become rich, but forgot to tell us some very vital points, whether they did it consciously or just took it for granted that we would figure it out, I am really not to sure. </p>
<p>Want to find out as I have??? </p>
<p>The real meaning of what “RICH” is, go to my website “Right Now” and find out how you to can have a “RICH” balanced and fulfilled life with “Prosperous Equilibrium”.</p>
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